Loan Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

No credit impact Free to compare Updated daily

Recently added

Discover Personal Loans

Discover Personal Loans offer competitive rates and no fees, making them a solid choice for those in need of funding.

APR
7.99–24.99%
Amount
$2,500–$40,000
Term
36–84 mo
These loans are best for individuals looking to...
Better Mortgage: A Transparent Lending Experience

Better Mortgage offers a straightforward, commission-free approach to securing a mortgage, ideal for those seeking simplicity and clarity in the lending process.

APR
6.5–8.0%
Amount
$50,000–$2,000,000
Term
—
This service is best for homebuyers and homeowners...
Best Egg Personal Loans

Best Egg provides fast funding, often within a day, solid option for urgent financial needs. However, borrowers should be cautious of the high maximum APR of 35.99%, which could make long-term borrowing costly.

APR
6.99–35.99%
Amount
$2,000–$50,000
Term
36–60 mo
Individuals with a credit score of at least 600 seeking...
BlueVine Business Line of Credit

BlueVine’s Business Line of Credit is ideal for established businesses needing quick access to funds, but the $120,000 annual revenue requirement may exclude newer ventures.

APR
6.2%
Amount
$5,000–$250,000
Term
6–12 mo
Best for small businesses with at least two years of...
SoFi Student Loan Refinancing

SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.

APR
4.24–10.37%
Amount
$5,000–$999,999
Term
60–240 mo
This service is best for individuals with good credit...
Bank of America Auto Loans

Bank of America's auto loans feature a wide range of amounts and terms, suitable option for many borrowers. However, the APR can be quite high for those with less-than-perfect credit.

APR
5.49–17.99%
Amount
$7,500–$100,000
Term
12–75 mo
Car buyers with good credit looking for flexible loan...
Oportun Personal Loan

The most accessible entry point for immigrants without an SSN or credit history. Oportun accepts ITIN and passport identification with no minimum credit score requirement. The trade-off is a high APR (35.95-35.99%) and smaller loan amounts.

APR
35.95–35.99%
Amount
$300–$10,000
Term
12–48 mo
Recent immigrants with no SSN and no US credit history...
LendingClub Debt Consolidation Loan

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

APR
5.96–35.99%
Amount
$1,000–$40,000
Term
24–60 mo
Best for borrowers with a credit score of at least 600...
Better Mortgage Refinance

Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.

APR
5.5–7.5%
Amount
$50,000–$3,000,000
Term
180–360 mo
This service is ideal for homeowners looking to...
LendingClub Personal Loan

LendingClub provides a flexible personal loan option with quick funding, but the high APR range may deter those with poorer credit. Be mindful of the potential for high rates if your credit score is on the lower end.

APR
6.53–35.99%
Amount
$1,000–$40,000
Term
24–60 mo
Individuals with fair credit seeking personal loans for...
OnDeck Business Term Loan

OnDeck's fast quick approval is a major advantage for urgent funding needs, but the high minimum APR of 29.9% can make this loan costly for long-term borrowing.

APR
29.9%
Amount
$5,000–$250,000
Term
3–24 mo
Best for established businesses needing quick cash with...
CommonBond Student Loan Refinance

CommonBond combines competitive refinance rates with a social mission — each loan funds education for a student in need. Rates start at 4.44% for well-qualified borrowers.

APR
4.44–8.99%
Amount
$5,000–$500,000
Term
60–180 mo
Borrowers who want competitive rates and care about social impact
Ally Auto Finance

Ally Auto Finance offers a broad range of loan amounts and competitive APRs, making it a solid choice for many borrowers.

APR
5.99–22.99%
Amount
$5,000–$75,000
Term
12–84 mo
Best for individuals seeking financing for new or used...
Achieve Personal Loan

Best for joint applicants seeking lower rates.

APR
—
Amount
—
Term
—
Couples or co-borrowers wanting joint application discount.
Figure Home Equity Line of Credit

Figure's HELOC offers a fast, online application process with competitive rates, but potential borrowers should consider the implications of variable rates.

APR
6.75–15.0%
Amount
$15,000–$750,000
Term
60–360 mo
This product is ideal for homeowners looking for quick...
LightStream Personal Loan

LightStream offers competitive personal loan rates with flexible amounts and terms, making it a strong choice for those with excellent credit.

APR
6.49–24.89%
Amount
$5,000–$100,000
Term
24–240 mo
This loan is best for borrowers who need larger amounts...
Kabbage Business Line of Credit

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

APR
—
Amount
$2,000–$250,000
Term
1–18 mo
This product is best for small businesses looking for...
Sallie Mae Student Loans

Sallie Mae offers a flexible range of private student loans with competitive rates, making it a solid choice for many borrowers.

APR
2.99–16.38%
Amount
$1,000–$200,000
Term
60–180 mo
These loans are ideal for undergraduate, graduate, and...
Wells Fargo Auto Loans

Wells Fargo Auto Loans are a solid option for existing customers looking for lower rates, but new borrowers may face higher APRs.

APR
5.49–19.99%
Amount
$5,000–$100,000
Term
12–72 mo
These loans are best for borrowers with good credit who...
SoFi Debt Consolidation Loan

SoFi offers a approach to debt consolidation with and flexible terms.

APR
7.74–35.49%
Amount
$5,000–$100,000
Term
24–84 mo
This loan is ideal for borrowers with a solid credit...