Real rates from banks and fintechs. Compared side by side, no affiliate bias.
CIMB's personal loan is appealing for tech-savvy borrowers seeking flexible loan amounts and terms. However, the high APR range may deter those with lower credit scores or longer repayment needs.
While the PSBank Flexi Personal Loan provides quick access to funds, the high effective interest rate of up to 42.88% annually makes it less appealing for long-term borrowing. It's best for those who can repay quickly to minimize interest costs.
With a maximum loan amount of ₱3 million and flexible terms, EastWest's personal loan is appealing for those needing substantial funds. However, the high effective interest rate of up to 47.03% p.a. can be burdensome for long-term borrowers.
SB Finance Personal Loan offers a convenient way to access funds online, but potential borrowers should be mindful of the eligibility criteria.
UnionBank's personal loan features an appealing 1.26% monthly add-on rate, cost-effective choice for those who can repay within a year. However, the APR can reach up to 36%, which may not be ideal for long-term borrowers.
BPI offers competitive personal loan rates, making it a solid choice for those needing significant funding. However, the application process may be stricter due to its high credit tier requirements.
BDO Personal Loans provide a flexible financing option with competitive rates, but potential borrowers should assess their repayment capabilities.
Metrobank offers a reliable personal loan option with transparent pricing and flexible terms, making it suitable for various personal goals.