Loan Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

No credit impact Free to compare Updated daily

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ABSA Bank Kenya Personal Loan

ABSA Bank offers competitive personal loan rates with flexible repayment options, making it a viable choice for borrowers in Kenya.

APR
13.0–16.0%
Amount
KSh50,000–KSh5,000,000
Term
12–72 mo
Ideal for individuals seeking a substantial unsecured...
Stanbic Affordable Housing Loan

The Stanbic Affordable Housing Loan offers a competitive fixed rate, making it an attractive option for homebuyers in Kenya. However, potential borrowers should consider their overall financial situation before applying.

APR
8.99–12.0%
Amount
Up to KSh10
Term
Up to 300 mo
This loan is best for first-time homebuyers looking for...
Watu Gari Car Finance

Watu Gari provides a solid option for those needing substantial car financing quickly.

APR
20.0–36.0%
Amount
KSh200,000–KSh5,000,000
Term
12–48 mo
This service is best for Kenyan residents looking to buy...
Zenka Personal Loan: Quick Mobile Loans

Zenka offers a convenient way to access personal loans up to KES 200,000 through a user-friendly mobile app. However, potential borrowers should be cautious of the interest rates.

APR
0.0–120.0%
Amount
KSh500–KSh30,000
Term
3–3 mo
This loan is ideal for individuals needing fast cash for...
Stanbic Bank Vehicle Loan

With competitive interest rates starting at 13.0%, the Stanbic Bank Vehicle Loan is those looking to finance a vehicle. However, the requirement for insurance and proof of regular income may limit accessibility for some applicants.

APR
13.0–18.0%
Amount
KSh500,000–KSh15,000,000
Term
12–60 mo
Kenyan citizens or residents with a steady income...
Equity Bank Personal Loan

Equity Bank offers competitive personal loan options with flexible rates and terms, making it a solid choice for many borrowers.

APR
14.0–17.0%
Amount
KSh10,000–KSh5,000,000
Term
12–72 mo
This loan is best for individuals looking for both...
KCB Car Loan

KCB Car Loan offers substantial financing options for vehicle buyers, making it a viable choice for many Kenyans.

APR
14.0–19.0%
Amount
KSh500,000–KSh10,000,000
Term
12–60 mo
This loan is best for individuals looking to finance up...
Co-operative Bank Personal Loan

The Co-operative Bank Personal Loan offers competitive terms for employed borrowers, especially those in the cooperative and SACCO sectors.

APR
15.0–18.0%
Amount
KSh10,000–KSh5,000,000
Term
12–72 mo
This loan is ideal for individuals seeking a reliable...
DTB Car Finance

DTB Car Finance provides for those looking to finance a vehicle with up to 100% financing for new cars, but the 13% to 17% APR can be steep for longer repayment terms.

APR
13.0–17.0%
Amount
KSh500,000–KSh15,000,000
Term
12–72 mo
Kenyan residents with regular income seeking to finance...
Family Bank Personal Loan

The Family Bank Personal Loan offers accessible financing for SMEs and middle-income earners, but its interest rates are higher than average.

APR
15.0–18.0%
Amount
KSh10,000–KSh3,000,000
Term
12–60 mo
This loan is best suited for individuals and businesses...
I&M Bank Car Loan Kenya

I&M Bank's car loan is an attractive option for those needing significant financing, but the 14-18% interest rate can make it costly over the long term. The requirement for a 20% deposit may also deter some potential borrowers.

APR
14.0–18.0%
Amount
KSh500,000–KSh10,000,000
Term
12–48 mo
Individuals with stable incomes looking to finance a...
Ecobank Kenya Personal Loan

Ecobank offers competitive personal loan rates, making it a solid option for those seeking financial assistance. However, borrowers should carefully consider the terms and conditions before proceeding.

APR
11.0–15.0%
Amount
KSh20,000–KSh3,000,000
Term
12–60 mo
This loan is ideal for individuals looking for flexible...
MOGO Car Loan Kenya

MOGO's car loan is appealing for its fast approval and high loan limits, but the interest rates ranging from 18% to 36% can be steep, especially for long-term borrowers.

APR
18.0–36.0%
Amount
KSh100,000–KSh2,500,000
Term
6–48 mo
Individuals looking for flexible car financing options...
Stanbic Bank Unsecured Personal Loan

Stanbic Bank offers a flexible personal loan option with quick approval, but potential borrowers should consider interest rates and repayment terms carefully.

APR
11.0–14.0%
Amount
KSh50,000–KSh5,000,000
Term
12–72 mo
This loan is ideal for individuals needing immediate...
DTB Personal Loan

DTB offers competitive personal loan options with flexible terms, making it a solid choice for many borrowers in Kenya.

APR
14.0–17.0%
Amount
KSh50,000–KSh3,000,000
Term
12–60 mo
This loan is best for individuals seeking both secured...
KWFT Personal Loan for Women Entrepreneurs

KWFT Personal Loan is a solid choice for women looking to finance their ventures or manage personal expenses. Its targeted approach and extensive branch network make it accessible and practical.

APR
18.0–22.0%
Amount
KSh5,000–KSh2,000,000
Term
6–48 mo
This loan is best for women entrepreneurs and salaried...
NCBA Bank Personal Loan

The NCBA Bank Personal Loan offers competitive rates and flexible options, making it a viable choice for many borrowers.

APR
15.0–18.0%
Amount
KSh20,000–KSh5,000,000
Term
12–72 mo
This loan is best suited for individuals seeking both...
KCB M-PESA Loan

The KCB M-PESA loan offers a convenient way to access funds instantly through your mobile phone. However, borrowers should carefully consider the fees and repayment terms.

APR
88.0–107.0%
Amount
KSh50–KSh150,000
Term
3–6 mo
Ideal for individuals needing quick cash with a flexible...
KCB Bank Personal Loan

KCB Bank offers a reliable unsecured personal loan option for salaried individuals, but borrowers should be aware of the associated interest rates.

APR
15.0–18.0%
Amount
KSh10,000–KSh5,000,000
Term
12–72 mo
This loan is best for employed individuals seeking quick...
National Bank of Kenya Personal Loan

The National Bank of Kenya offers a reasonable personal loan option for salaried employees, but borrowers should assess their financial situation carefully.

APR
14.0–18.0%
Amount
KSh50,000–KSh3,000,000
Term
12–60 mo
This loan is best for individuals seeking unsecured...