Loan Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

No credit impact Free to compare Updated daily

Recently added

KOHO Credit Building Account

KOHO offers a unique blend of credit-building features and user-friendly technology, making it a solid choice for Canadians looking to improve their credit scores.

APR
0.0–18.0%
Amount
Up to CA$10
Term
4–12 mo
This service is best for individuals who are new to...
BMO Personal Loan

The BMO Personal Loan offers a solid starting point for those seeking flexible financing options. However, it may not be the best choice for everyone.

APR
8.99–22.99%
Amount
CA$2,000–CA$35,000
Term
12–60 mo
This loan is ideal for high-credit borrowers looking for...
Fora Credit Line of Credit

Fora offers a flexible line of credit that can quickly address your financial needs, but the interest rates are on the higher side.

APR
19.9–34.9%
Amount
CA$1,000–CA$15,000
Term
12–100 mo
This product is best for individuals seeking quick...
TD Bank Personal Loan

TD Bank offers a flexible personal loan with reasonable terms, ideal for those with good credit.

APR
8.99–23.99%
Amount
CA$5,000–CA$50,000
Term
12–84 mo
This loan is best for individuals seeking a reliable...
Mogo Personal Loan

Mogo offers a convenient online personal loan solution, particularly for those needing quick access to funds without a credit score hit.

APR
9.9–46.96%
Amount
CA$500–CA$35,000
Term
6–60 mo
This loan is best for Canadians seeking short-term...
CIBC Unsecured Personal Loan Options

The CIBC Personal Loan offers flexible borrowing options with competitive rates, making it a solid choice for those with strong credit.

APR
9.0–10.0%
Amount
CA$3,000–CA$200,000
Term
12–60 mo
This loan is best for individuals looking to consolidate...
Spring Financial Personal Loan

Spring Financial offers a quick and flexible personal loan option, especially beneficial for those needing fast funding and accommodating various credit levels.

APR
9.99–34.95%
Amount
CA$300–CA$35,000
Term
12–60 mo
This service is ideal for individuals looking to build...
Scotiabank Personal Loan

Scotiabank offers competitive personal loan rates for borrowers with good credit, making it a solid choice for those in need of financing.

APR
6.0–10.0%
Amount
CA$5,000–CA$75,000
Term
12–60 mo
Ideal for individuals with strong credit profiles...
Coast Capital Savings Personal Loan

Coast Capital Savings offers competitive personal loan rates with a member-focused approach. However, potential borrowers should carefully consider their financial situation before applying.

APR
7.99–14.99%
Amount
CA$1,000–CA$50,000
Term
12–60 mo
This loan is ideal for individuals in British Columbia...
Fig Financial Personal Loan

Fig Financial offers competitive online personal loans with flexible terms, making them a viable option for those looking to build credit.

APR
8.99–29.49%
Amount
CA$2,000–CA$35,000
Term
24–84 mo
This loan is best for individuals with a building credit...
Fairstone Personal Loans

Fairstone offers a wide range of personal loans, making it accessible for many Canadians. However, the high APR rates could be a significant drawback for borrowers.

APR
29.99–34.99%
Amount
CA$500–CA$50,000
Term
6–120 mo
Best for those who need quick access to unsecured funds...
LendDirect Personal Loan

LendDirect is a viable option for Canadians seeking quick online personal loans, particularly for those with diverse credit histories.

APR
19.9–46.93%
Amount
CA$500–CA$25,000
Term
6–60 mo
This service is best for borrowers needing fast...
Meridian Credit Union Personal Loan

Meridian Credit Union offers competitive personal loan rates with a member-first approach, making it a solid choice for Ontarians. However, potential borrowers should compare terms and conditions before committing.

APR
7.49–12.99%
Amount
CA$1,000–CA$50,000
Term
12–60 mo
This loan is best for members of Meridian looking for...
National Bank Personal Loan

National Bank offers flexible personal loan options at competitive rates, especially for Quebec residents. However, potential borrowers should carefully evaluate their financial needs.

APR
7.95–14.95%
Amount
CA$2,000–CA$50,000
Term
12–60 mo
This loan is best for Quebec-based customers looking for...
goPeer Personal Loan

goPeer offers a unique peer-to-peer lending experience that can provide competitive rates for borrowers and solid returns for investors, making it a noteworthy option in Canada's lending landscape.

APR
8.99–34.99%
Amount
CA$1,000–CA$35,000
Term
36–60 mo
This platform is ideal for Canadians looking to build...
Tangerine Line of Credit

The Tangerine Line of Credit offers a competitive option for those seeking flexible borrowing without annual fees. Its fully online management makes it convenient for digital-savvy users.

APR
7.45–12.45%
Amount
CA$1,000–CA$50,000
Term
12–60 mo
This product is best for Canadians who prefer managing...
Desjardins Personal Loan

Desjardins offers a solid option for personal loans with competitive rates and member-oriented service, making it a viable choice for many borrowers.

APR
6.95–12.95%
Amount
CA$500–CA$50,000
Term
12–60 mo
This loan is best for current Desjardins members seeking...
RBC Royal Bank Personal Loan

The RBC Royal Bank Personal Loan offers a competitive fixed rate with the flexibility of no prepayment penalties, making it a solid choice for borrowers seeking stability.

APR
9.0–13.0%
Amount
CA$5,000–CA$50,000
Term
12–60 mo
This loan is ideal for individuals with a high credit...